Financial literacy is related to financial knowledge, skills and information. Hence, it is reasonable to say that knowledge can usually be transferred through education, either formally or informally. The current research presents a model in line with digital financial literacy in technological businesses. The present study focused on the study and investigation of the model of digital financial literacy. The methodology of this research is a mixed or qualitative-quantitative method that uses the grounded theory method. In the qualitative part, interviews were conducted with 12 experts in this field, and the conceptual framework of the research was developed using the foundation's data theory based on the six components considered by Strauss-Corbin. The results show that important factors affecting the development of digital literacy in the dimension of causal conditions (17) such as increasing financial inclusion and cyber security and..., intervening conditions (17) such as risk management and financial engineering and..., background conditions (8) such as government and media support, through ten financial literacy development strategies (such as education strategies and development of digital tools) will lead to consequences (16) such as the development of financial literacy skills and transparency, etc.