Identifying the elements of the partner system in the Lend Tech model in banking system of Iran

Document Type : Original Article

Authors
Zahra Haji Ashrafi 1
narges yazdanian 2
Kiumars Arya 3
Hoda Hemmati 2
1 PhD student of Financial Engineering, Department of Accounting and Management, Roudehen Branch, Islamic Azad University, Roudehen, Iran
2 Assistant Professor of Accounting, Department of Accounting and Management, Roudehen Branch, Islamic Azad University, Roudehen, Iran.
3 Assistant Professor of Economical science, Roudehen Branch, Islamic Azad University, Roudehen, Iran
10.30495/jik.2023.22554
Abstract
The purpose of the research is to identify the elements of the interface system (partner) in the Lend Tech model in the banking system of Iran. This research is applied in terms of purpose, exploratory-analytical in terms of inference method, and retrospective in terms of the overall design of the research. The approach of this research is a quantitative approach, in this research, the researcher tries to express the key factors and concepts of the content analysis method and in determining the sub-set components and Also, to credit the main components presented in the template, through expert surveys and in the credit department of banks under the supervision of the Central Bank, use the Delphi method, and finally, according to the understanding and study experiences of the researcher and in accordance with the documentation, the results obtained from The two mentioned methods provide the interface ecosystem in the digital lending model. In addition, the data were analyzed using spss software and descriptive statistics and Cronbach's alpha.
Keywords
Fin Tech
Lend Tech
Interface System
Banking System
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