دانش سرمایه‌گذاری

دانش سرمایه‌گذاری

ارائه مدل پیش‏بینی تصمیم سرمایه‏ گذاری بر اساس ویژگی‏های فردی سرمایه ‏گذاران

نوع مقاله : مقاله پژوهشی

نویسندگان
عبدالرحمن عرفان نیا 1
حمید رستمی جاز 1
مهدی دسینه 2
حجت اله سالاری 2
1 گروه حسابداری، واحد بندرعباس، دانشگاه آزاد اسلامی، بندرعباس، ایران.
2 گروه حسابداری، واحد بندرعباس، دانشگاه آزاد اسلامی، بندرعباس، ایران،
10.30495/jik.2024.77554.4526
چکیده
تصمیمات سرمایه‏گذاری برای مدیریت نیازهای فعلی و اهداف آینده بسیار مهم است و افراد و خانواده‌ها زمان و منابع قابل توجهی را صرف برنامه‌ریزی مالی می‌کنند و تحقیقات زیادی در مورد اهمیت چنین تصمیماتی مستند شده است. این مطالعات اهمیت ارزیابی تأثیر ویژگی‌های شخصیتی بر تصمیمات سرمایه‌گذاری را نشان می‌دهد. این پژوهش با هدف بررسی رابطه بین ویژگی‌های فردی (از جمله ویژگی‌های روانی، ویژگی‌های شخصیتی و نگرش ریسک‌پذیری) با تصمیمات سرمایه‌گذاری صورت گرفته است. جامعه آماری این پژوهش، کلیه سرمایه‏گذاران است. با توجه به نامحدود بودن جامعه آماری و در نظر گرفتن فرمول کوکران 384 نفر با روش نمونه گیری در دسترس انتخاب و پرسشنامه میان آنها توزیع شد. برای تعیین روایی پرسشنامه‌ها از روش روایی محتوایی استفاده گردید و همچنین برای تعیین پایایی پرسشنامه‌ها از ضریب آلفای کرونباخ استفاده شده و ضرایب نشان داد که ابزار جمع آوری اطلاعات از پایایی بالایی برخوردار است. در این پژوهش برای تجزیه و تحلیل داده‌ها، از نرم‌افزار SPSS و نرم افزار SmartPls بهره گرفته شد. نتایج پژوهش حاضر نشان داد ویژگی‌های فردی (از جمله ویژگی‌های روانی، ویژگی‌های شخصیتی و نگرش ریسک‌پذیری) بر تصمیمات سرمایه‌گذاری تأثیر معناداری دارد.
کلیدواژه‌ها
ویژگی‌های فردی
ویژگی‌های روانی
ویژگی‌های شخصیتی
نگرش ریسک‌پذیری
تصمیمات سرمایه‌گذاری

عنوان مقاله English

Providing a prediction model for investment decision based on the individual characteristics of investors

نویسندگان English

Abdulrahman Erfanniya 1
hamid rostami jaz 1
Mehdi Dasineh 2
Hojatollah Salari 2
1 Ph.D. Candidate, Department of Accounting, Bandar Abbas Branch, Islamic Azad University, Bandar Abbas, Iran.
2 Assistant Prof, Department of Accounting, Bandar Abbas Branch, Islamic Azad University, Bandar Abbas, Iran.
چکیده English

Investment decisions are very important for managing current needs and future goals, and individuals and families spend considerable time and resources on financial planning, and much research has documented the importance of such decisions. These studies show the importance of evaluating the impact of personality traits on investment decisions. This research aims to investigate the relationship between individual characteristics (including psychological characteristics, personality characteristics and risk-taking attitude) with investment decisions. The statistical population of this research is all investors. Considering the unlimitedness of the statistical population and considering Cochran's formula, 384 people were selected by available sampling method and the questionnaire was distributed among them. The content validity method was used to determine the validity of the questionnaires, and Cronbach's alpha coefficient was used to determine the reliability of the questionnaires, and the coefficients showed that the data collection tool has high reliability. In this research, SPSS software and SmartPls software were used for data analysis. The results of the present study showed that individual characteristics (including psychological characteristics, personality characteristics and risk-taking attitude) have a significant effect on investment decisions.

کلیدواژه‌ها English

Individual characteristics
psychological characteristics
personality characteristics
risk taking attitude
investment decisions
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