خداپناه، مینا. موسی پور، نعمت الله. دوایی، مهدی. احمدی، غلامعلی. (1401). طراحی الگوی برنامه درسی سواد مالی برای دانش آموزان دوره ابتدایی. مطالعات برنامه درسی, 17(65), 47-74.
قیصری، روح اله. صالحی، اله کرم. قبادی، صغری. (1400). بررسی نقش دانش مالی سرمایهگذاران بر رفتار مالی در بازار سرمایه ایران، اقتصاد مالی، دوره 15، شماره 54، صفحه 325-355.
معین الدین، محمود، ابوسعیدی، مینا، و حیرانی، فروغ. (1400). شناسایی مؤلفه های در شکل گیری سواد مالی شرکت ها با استفاده از فناوری پدیدارشناسی. دانش سرمایه گذاری , 10 (37), 255-272.
ابوسعیدی, مینا, معین الدین, محمود, حیرانی, فروغ. (1400). ارزیابی سواد مالی مدیران شرکت های بخش خصوصی. دانش حسابداری مالی, 8(2), 195-219.
رجبی فرجاد حاجیه، رمضان زاده محمدمهدی، عبدی شاهسوار مینا. (1399)، تأثیر نگرش مالی و دانش مالی بر ظرفیت مالی افراد با درنظرگرفتن نقش خودکارآمدی مالی مشتریان بانک ملت. نشریه اقتصاد و بانکداری اسلامی، ۹ (۳۳) :۳۳-۵۸
محقق کیا، نرگس. برمکی، ناهید. اقدامی، اکرم. (1400). تعیین سطح سوادمالی و رابطهی آن با رفتار مالی و نگرش مالی (مطالعه موردی دانشجویان موسسه آموزش عالی پرندک). تحقیقات حسابداری و حسابرسی, 13(51), 187-198.
هراتیان، علی. پیری، محمد. (1398). بررسی دانش، نگرش و رفتارمالی در سوادمالی دانشجویان. جامعه شناسی آموزش و پرورش, 5(2), 56-67.
Ahmad NW, Mawar MY, Ripain N (2016) Financial literacy of youth: a case study of islamic banking and finance students in Kolej Universiti Islam Antarabangsa Selangor. In: Proceeding of the 3rd international conference on management, pp 277–287.
Akpene Akakpo, A., Amidu, M., Coffie, W., & Abor, J. Y. (2022). Financial literacy, financial inclusion and participation of individual on the Ghana stock market. Cogent Economics & Finance, 10(1), 2023955. https://doi.org/10.1080/23322039.2021.2023955
Arianti BF (2018) The influence of financial literacy, financial behavior, and income on investment decisions. EAJ (Econ Account J) 1(1):1–10
Batty, M., Collins, J. M., & Odders‐White, E. (2015). Experimental evidence on the effects of financial education on elementary school students' knowledge, behavior, and attitudes. Journal of Consumer Affairs, 49(1), 69-96.
Batty, M., Collins, J. M., O’Rourke, C., & Odders-White, E. (2020). Experiential financial education: A field study of my classroom economy in elementary schools. Economics of Education Review, 102014.
Borden, L. M., Lee, S.-A., Serido, J., & Collins, D. (2008). Changing college students' financial knowledge, attitudes, and behavior through seminar participation. Journal of Family and Economic Issues, 29(1), 23– 40.
Calamato MP (2010) Learning financial literacy in the family. San Jose State University, California
Cerya, E., Tasman, A., & Rahmi, E. (2020, March). Fillecya (Financial Literacy) Board: Analysis of Media Development Needs from the Teacher’s Perspective in Understanding Financial Literacy Early. In 4th Padang International Conference on Education, Economics, Business and Accounting (PICEEBA-2 2019) (pp. 509-515). Atlantis Press.
Cliff A. Robb,
Somalis Chy, (2023), Undergraduate financial knowledge, attitudes, and behaviors: The impact of financial life skills course on college students, First published: 25, Volume6, Issue1,
https://doi.org/10.1002/cfp2.1155
Coda Moscarola, F., & Kalwij, A. (2018). How informal education affects the financial literacy of primary school children developed in a formal educational program (No. 185). Center for Research on Pensions and Welfare Policies, Turin (Italy).
Edirisinghe S et al (2017) Financial literacy and financial behavior of management undergraduates of Sri Lanka. Int J Manag Appl Sci
Edmiston K, Fisher MG (2006) Financial education at the workplace: evidence from a survey of Federal Reserve Bank employees (No. 2006-02). Federal Reserve Bank of Kansas City
Eloriaga, E. F., Roxas, E. R. F., Cuaresma, P. J. R., & Cabauatan, R. R. (2022). A study on financial literacy and financial behavior of young professionals in Metro Manila. International Journal of Research in Engineering, Science and Management, 5(1), 226–236.
Farrell LF (2016) The significance of financial self-efficacy in explaining women’s personal finance behavior. J Econ Psychol 54:85–99
Grohmann A (2018) Financial literacy and financial behavior: evidence from the emerging Asian middle class. Pac-Basin Financ J 48:129–143
Grohmann A, Menkhoff L (2015) School, parents and financial literacy shape future financial behavior. DIW Econ Bull 5(30/31):407–412
Hanson TA, Olson PM (2018) Financial literacy and family communication patterns. J Behav Experim Financ 19:64–71
Harvey, M. (2019). Impact of financial education mandates on younger consumers' use of alternative financial services. Journal of Consumer Affairs, 53(3), 731– 769.
Hastings JS (2013) Financial literacy, financial education, and economic outcomes. Annu Rev Econ 5(1):347–373
Henager R, Cude BJ (2016) Financial literacy and long-and short-term financial behavior in different age groups. J Financ Couns Plann 27(1):3–19.
Herawati NT et al (2018) Factors that influence financial behavior among accounting students in Bali. Int J Bus Administ 9(3):30–38
Ismail S et al (2017) The role of financial self-efficacy scale in predicting financial behavior. Adv Sci Lett 23(5):4635–4639
Janor H et al (2017) Financial literacy and investment decisions in Malaysia and the United Kingdom: a comparative analysis. Geografia-Malays J Soc Space 12(2):1
Kaiser, T., & Menkhoff, L. (2017). Does financial education impact financial literacy and financial behavior, and if so, when? The World Bank
Kaiser, T., Lusardi, A., Menkhoff, L., & Urban, C. J. (2020). Financial education affects financial knowledge and downstream behaviors (No. 0898-2937). National Bureau of Economic Research.
Kalwij, A., Alessie, R., Dinkova, M., Schonewille, G., Van der Schors, A., & Van der Werf, M. (2019). The effects of financial education on financial literacy and savings behavior: Evidence from a controlled field experiment in Dutch primary schools. Journal of Consumer Affairs, 53(3), 699-730.
Khalisharani, H., Johan, I. R., & Sabri, M. F. (2022). The influence of financial literacy and attitude towards financial behaviour amongst undergraduate students: A Cross-Country Evidence.
Kolade, T., Orekoya, S., & Adeniyi, O. (2022). Determinants of financial literacy and its effects on the financial behaviour of undergraduates in a Nigerian University. Ife Social Sciences Review, 30(1), 11–26.
LaBorde, P. M., & Mottner, S. (2016). Can a college-level personal finance course close the knowledge gaps? Journal of Financial Education, 42(1), 35– 55.
Mandell L, Schmid Klein Linda (2009) The impact of financial literacy education on subsequent financial behavior. J Financ Counsel Plann 20(1):1
Mandell, L., & Hanson, K. O. (2009). The impact of financial education in high school and college on financial literacy and subsequent financial decision making.
Mangrum, D. (2019). Personal finance education mandates and student loan repayment.
Marley-Payne, Jack, Dituri, Philip, Davidson, Andrew, (2022), Financial Education, Mathematical Confidence, and Financial Behavior, Journal of Financial Counseling and Planning, Apr 2022, DOI: 10.1891/JFCP-2021-0060
Meyers, E. (2020). Young Adult Financial Literacy and Its Underlying Factors.
https://digitalcommons.assumption.edu/honorstheses .
Miller BG (2001) Early family experiences and the financial behavior of college students: the impact of gender and gambling
Odek J (2015) The relationship between financial literacy and individual financial behavior of employees of the hotel industry: a case study of Serena hotels (Doctoral dissertation, University of Nairobi)
Pavković AA (2018) Measuring the financial literacy of university students. Croat Oper Res Rev 9(1):87–97
Popovich, J. J., Loibl, C., Zirkle, C., & Whittington, M. S. (2020). Community college students' response to a financial literacy intervention: An exploratory study. International Review of Economics Education, 34(C), 100182.
Prasad, G. R. (2020). An analysis of financial literacy and financial behaviour among management graduate students in hyderabad. PalArch’s Journal of Archaeology of Egypt/egyptology, 17(9), 3949–3965.
Prasad, G. R., & John, B. (2022), May. Financial literacy levels among teachers in higher learning institutions in Hyderabad. In AIP Conference Proceedings, Hyderabad, (Vol. 2393, No. 1, p. 020056). AIP Publishing LLC.
Serido J, Deenanath V (2016) Financial parenting: Promoting financial self-reliance of young consumers. In: Handbook of consumer finance research. Springer, Cham, pp 291–300
Sevcík K (2015) Apologetika financní gramotnosti. Pedagogická orientace 25(3):465.
Sousa, M. J., Cruz, R., and Martins, J. M. (2017). “Digital learning methodologies and tools-a literature review,” in Edulearn17 Proceedings (Barcelona), 5185–5192.
Stoddard, C., & Urban, C. (2020). The effects of state financial education on college financing behaviors. Journal of Money, Credit and Banking, 52(4), 747– 776.
Sumaira Khawar & Aamir Sarwar, 2021. "Financial literacy and financial behavior with the mediating effect of family financial socialization in the financial institutions of Lahore, Pakistan," Future Business Journal, Springer, vol. 7(1), pages 1-11, December.
Tang N, Baker A (2016) Self-esteem, financial knowledge, and financial behavior. J Econ Psychol 54:164–176
Tim Kaiser, Annamaria Lusardi, Lukas Menkhoff, Carly Urban, (2022), Financial education affects financial knowledge and downstream behaviors, Journal of Financial Economics, Volume 145, Issue 2, Part A, August, Pages 255-272
Urban, C., Schmeiser, M., Collins, J. M., & Brown, A. (2018). The effects of high school personal financial education policies on financial behavior. Economics of Education Review, 78(C), 101786.
Van Rooij M, Lusardi A, Alessie R (2011) Financial literacy and stock market participation. J Financ Econ 101(2):449–472
Verma, A., and Singh, A. (2021). “New era of technology empowered education: education 4.0 a systematic review,” in 2021 9th International Conference on Reliability, Infocom Technologies and Optimization (Trends and Future Directions) (ICRITO) (Noida: IEEE), 1–7.
Verma, A., Singh, A., Lughofer, E., Cheng, X., and Abualsaud, K. (2021). Multilayered-quality education ecosystem (MQEE): an intelligent education modal for sustainable quality education. J. Comput. Higher Educ. 33, 551–579.
Xiao JJ, O’Neill B (2016) Consumer financial education and financial capability. Int J Consum Stud 40(6):712–721
Xiao JJ, Porto N (2017) Financial education and financial satisfaction. Int J Bank Market
Zhong, G., Wang, L.-N., Ling, X., and Dong, J. (2016). An overview on data representation learning: from traditional feature learning to recent deep learning. J. Finance Data Sci. 2, 265–278.
