نوع مقاله : مقاله پژوهشی
عنوان مقاله English
نویسندگان English
Today, financial institutions are considered among the most important entities and foundations of the economy in every country, as the growth and prosperity of the national economy depend on their development. Banks, as the main pillars of financial institutions, hold important responsibilities in the economy. Since the primary mission of the banking system is to gather funds and optimally allocate them to productive economic activities, examining the efficiency of the banking system is one of the main criteria for evaluating the performance of any bank. However, in developing societies, due to the insufficient development of other monetary and financial markets, banks play a leading role in financing medium- and long-term economic programs in these countries. This article identifies the factors affecting overdue receivables through the Delphi method, as gathered from the presidents and deputies of five prominent banks in the city. We then categorized these factors and ultimately prioritized them with input from the same experts. Finally, we provided solutions and recommendations for addressing these factors.
Keywords: overdue receivables, city bank, financial resource mobilization.
کلیدواژهها English
